Jefferson Capital, Inc. (JCAP) Q2 2026 Earnings Call

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WEBVTT 00:00:00.051 -- 00:00:03.153 Good afternoon and welcome to Jefferson 00:00:03.153 -- 00:00:07.476 Capital's second quarter of 2026 conference call. 00:00:07.476 -- 00:00:12.699 With us today are David Burton, founder and chief executive officer, and 00:00:12.699 -- 00:00:17.742 Christo Realov, chief financial officer. As a reminder, this conference 00:00:17.742 -- 00:00:20.424 call is being recorded. 00:00:20.424 -- 00:00:25.307 This call may contain forward-looking statements regarding the company's plans, initiatives, 00:00:25.307 -- 00:00:30.188 and strategies, and the anticipated financial performance of the company. 00:00:30.188 -- 00:00:35.570 including but not limited to sales and profitability, anticipated benefits 00:00:35.570 -- 00:00:41.693 of the debt purchasing market in Mexico, expectations for the market and macroeconomic 00:00:41.693 -- 00:00:47.015 factors, and target performance metrics. Such statements are based 00:00:47.015 -- 00:00:52.697 upon management's current expectation, projections, estimates, and assumptions. 00:00:52.697 -- 00:00:57.479 Words such as expect, believe, anticipate, 00:00:57.479 -- 00:01:02.883 think, outlook, Hope, and variations of such words and similar 00:01:02.883 -- 00:01:07.124 expressions identify such forward-looking statements. 00:01:07.985 -- 00:01:12.367 Forward-looking statements involve known and unknown risks and uncertainties that may 00:01:12.367 -- 00:01:17.429 cause future results to differ materially from those suggested by the forward-looking 00:01:17.429 -- 00:01:22.651 statements. Such risks and uncertainties are further disclosed in the company's most 00:01:22.651 -- 00:01:27.482 recent filings with the Securities and Exchange Commission. 00:01:27.482 -- 00:01:32.586 Shareholders, potential inv...