Intesa Sanpaolo Spa Ord (IITSF) Q4 2025 Earnings Call

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WEBVTT 00:00:00.250 -- 00:00:04.556 Good morning, ladies and gentlemen, and welcome to the conference call of Intesa San 00:00:04.556 -- 00:00:09.623 Paolo for the presentation of the 2025 Results and Business Plan, 00:00:09.623 -- 00:00:13.869 hosted today by Mr. Carlo Messina, Chief Executive Officer. 00:00:13.869 -- 00:00:17.754 My name is Sandra, and I will be your coordinator for today's conference. 00:00:17.754 -- 00:00:21.259 At the end of the presentation, there will be a Q&A session. 00:00:21.259 -- 00:00:26.406 To enter the queue for questions, please press star 1 1 at any time. 00:00:26.406 -- 00:00:30.187 You will then hear an automated message advising that your hand is raised. 00:00:30.187 -- 00:00:33.953 To answer your question, please press star one and one again. 00:00:33.953 -- 00:00:39.040 You are kindly invited to ask no more than two questions so as to leave 00:00:39.040 -- 00:00:44.108 room for other participants. In case of additional questions, the IR team will be 00:00:44.108 -- 00:00:48.855 at disposal after the conference call. I remind you that today's conference is being 00:00:48.855 -- 00:00:52.781 recorded. At this time, I would like to hand the call over to Mr. 00:00:52.781 -- 00:00:56.731 Carlo Messina, CEO. Sir, you may begin. 00:00:56.731 -- 00:01:01.376 Good morning, ladies and gentlemen, and welcome to today's conference call on our full 00:01:01.376 -- 00:01:06.462 year results and our new business plan. This is Carlo Messina, Chief Executive Officer, 00:01:06.462 -- 00:01:11.888 and I'm here with Luca Bocca, CFO, Marco De Frate, and Andrea Tamagnini, Investor Relations 00:01:11.888 -- 00:01:17.314 Officers. Before starting our presentation, let me recap the main elements 00:01:17.314 -- 00:01:23.100 of our strategy. Over the las...