IntegraFin Holdings plc (IHP) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning, and welcome to Integrafin Holdings' four-year results presentation for the financial year ended 30th September 2025. I'm Alex Scott, Group Chief Executive, and joining me today is our Group Chief Financial Officer, Ewan Marshall. I'm going to kick off with an overview of the group's performance and our business highlights from FY25. I'll then hand over to Ewan to run through the group's financial performance in the period and the outcomes of the group's cost and efficiency review. Finally, I'll close with an update on the performance of the Transact platform and a look at the good progress we've made on our key work streams throughout the year before moving on to Q&A. FY25 has been an excellent year for IHP. The group demonstrated continued strong performance and we delivered on our strategic priorities. We attracted impressive net inflows of £4.4 billion, driven by record gross inflows. Net inflows were up 76% on FY24, a reflection of the ongoing quality of the Transat platform and the technological enhancements we've made over recent years. On the back of these excellent inflows, the group delivered impressive financial results, with good growth in revenue and underlying earnings. Underlying earnings per share increased 7% in FY25 to 17.4 pence per share. As we first announced in July, we have undertaken a review of group-wide costs. We have now completed the review and we have identified clear opportunities to enhance productivity, and these initiatives are now underway. Looking forward, we have a clear focus on driving sustainable future earnings growth. I'm pleased to announce we've raised our total dividends for FY25 to 11.3 pence per share, up 9%. Our market-leading Transact platform is built on proprietary technology and supported by exceptional...