Ing Groep Nv (INGVF) Q4 2024 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning, this is Laura welcoming you to ING's 4Q 2024 conference call. Before handing this conference call over to Steven Van Rysberg, Chief Executive Officer of ING Group, let me first say that today's comments may include forward-looking statements, such as statements regarding future developments in our business, expectations for our future financial performance, and any statement not involving a historical fact. Actual results may differ materially from those projected in any forward-looking statements. A discussion of factors that may cause actual results to differ from those in any forward-looking statement is contained in our public filings, including our most recent annual report on Form 20F filed with the United States Securities and Exchange Commission and our earnings press release as posted on our website today. Furthermore, nothing in today's comments constitutes an offer to sell or a solicitation of an offer to buy any securities. Good morning, Stephen. Over to you. Thank you very much. Good morning and welcome to our results call for the fourth quarter of 2024. I hope that you're all well. As usual, I'm joined by our CRO Liliana Chortan and our CFO, Tinead Putrakul. And today I'm proud to show you how the steady execution of our strategy has resulted in another successful year with outstanding commercial growth and strong financial results. And thereafter, Tinead will walk you through the financials of the quarter and provide some insights in our expectations for 2025. At the end of the call, as always, we will be happy to take your questions. Now let's move to slide two. In this slide, shows the outstanding commercial growth that we achieved across all of our business lines in 2024. The number of mobile primary business customers increased by alm...