iA Financial Corporation Inc. (IAG) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Thank you for standing by. This is the conference operator. Welcome to the IA Financial Group third quarter 2025 earnings results conference call. As a reminder, all participants are in listen-only mode and the conference is being recorded. After the presentation, there will be an opportunity to ask questions. To join the question queue, you may press star then one on your telephone keypad. Should you need assistance during the conference call, you may signal an operator by pressing star then zero. I would now like to turn the conference over to Caroline Drouin with IA Financial Group. Please go ahead. Thank you and good morning, everyone. Bonjour a tous. Welcome to IA's third quarter 2025 conference call. This conference call is open to the financial community, the media, and the public. And I remind you that the question period is reserved for financial analysts. Before we start, I draw your attention to the forward-looking statements information on slide two, as well as the non-IFRS and additional financial measures information on slide three. Also, please note that a detailed discussion of the company's risk is provided in our 2024 MD&A, available on CDAR and on our website, with an update in our Q3 2025 MD&A, which was released yesterday. I will start by introducing everyone attending on behalf of IAPE. First, Denis Ricard, President and CEO. Eric Jobin, Chief Financial Officer and Chief Actuary. Alain Bergeron, Chief Investment Officer. Stéphane Bourbonnet, responsible for our Wealth Management Operations. René Laflamme, responsible for Individual Insurance, Savings and Retirement. Pierre Miron, Chief Growth Officer for our Canadian operations and responsible for Dealer Services Canada and IA Auto and Home. Sean O'Brien, Chief Growth Officer for our U.S. operat...