Eric Wasserstrom
Director of Investor Relations
Replay available
Huntington Bancshares Incorporated (NASDAQ: HBAN) Q3 2025 earnings conference call, held 2025-10-17. Replay captured from the company's public earnings webcast.

Director of Investor Relations
Chairman, President, and CEO
Chief Financial Officer
Chief Credit Officer
Analyst, RBC Capital Markets
Analyst, Morgan Stanley
Analyst, KBW
Analyst, Deutsche Bank
Analyst, TD Cowen
Analyst, Bank of America
Greetings, and welcome to the Huntington Bank Shares third quarter 2025 earnings call. At this time, all participants are in listen-only mode. A question and answer session will follow the formal presentation. You may be placed into question queue at any time by pressing star 1 on your telephone keypad, and we ask you to please ask one question and one follow-up, then return to the queue. If anyone would require any operator assistance, please press star 0 on your telephone keypad. As a reminder, this conference is being recorded. It's now my pleasure to turn the call over to Eric Wasserstrom, Director of Investor Relations. Eric, please go ahead. Thank you, and good morning, everyone. Welcome to our third quarter call. Our presenters today are Steve Steinauer, Chairman, President, and CEO, and Zach Wasserman, Chief Financial Officer. Brendan Lawler, Chief Credit Officer, will join us for the Q&A. Earnings documents, which include our forward-looking statements, disclaimer, and non-GAAP information, and copies of the slides we'll be reviewing, are available on the Investor Relations section of our website, which is www.ir.huntington.com. As a reminder, this call is being recorded, and a replay will be available starting about one hour after the close of the call. With that, let me now turn it over to Steve. Thanks, Eric. Good morning, everyone, and welcome. We delivered another outstanding quarter. The business is performing exceptionally well across all fronts. We have tremendous momentum and we're poised to accelerate from here. I'll cover the highlights and then Zach will take you through the details. Turning to slide five, there are three key messages that we'd like you to take away from this call. First, we continue to execute our growth strategy with excellent ...