Home Depot, Inc. (The) (HD) Q2 2026 Earnings Call

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WEBVTT 00:00:01.558 -- 00:00:06.640 Greetings, and welcome to the Home Depot Second Quarter 2026 Earnings Conference 00:00:06.640 -- 00:00:11.823 Class. At this time, all participants are in a listen-only mode. 00:00:11.823 -- 00:00:14.805 A brief question and answer session will follow the formal presentation. 00:00:14.805 -- 00:00:20.047 If anyone should require operator assistance during the conference, please press star 00:00:20.047 -- 00:00:26.131 zero on your telephone keypad. As a reminder, this conference is being recorded. 00:00:26.131 -- 00:00:29.733 It is now my pleasure to introduce your host, Isabel Janci. 00:00:29.733 -- 00:00:31.894 Please go ahead. 00:00:31.894 -- 00:00:34.815 Thank you, Christine, and good morning, everyone. 00:00:34.815 -- 00:00:39.818 Welcome to Loan Depot's second quarter 2026 earnings call. 00:00:39.818 -- 00:00:44.980 Joining us on our call today are Richard McPhail, Executive Vice President and Chief 00:00:44.980 -- 00:00:50.643 Financial Officer, Ann-Marie Campbell, Senior Executive Vice President, 00:00:50.643 -- 00:00:55.065 and Billy Bastek, Executive Vice President of Merchandising. 00:00:55.065 -- 00:00:59.107 Following our prepared remarks, the call will be open for questions. 00:00:59.107 -- 00:01:02.095 Questions will be limited to analysts and investors. 00:01:02.095 -- 00:01:07.440 As a reminder, please limit yourself to one question with one follow-up. 00:01:07.440 -- 00:01:12.184 If we are unable to get to your question during the call, please call our Investor Relations 00:01:12.184 -- 00:01:15.185 Department at 770-384-2387. 00:01:15.928 -- 00:01:17.369 Before 00:01:17.369 -- 00:01:19.369 I 00:01:19.431 -- 00:01:24.976 turn the call over to Richard, let me remind you that today's press release and presentations 0...