Hilltop Holdings Inc. (HTH) Q2 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning, ladies and gentlemen, and welcome to the Hilltop Holdings Second Quarter 2025 earnings conference call and webcast. At this time, note that all participant lines are in listen-only mode. Following the presentation, we will conduct a question and answer session. And if at any time during this call you require needed assistance, please press star zero for the operator. Also note that this call is being recorded on Friday, July 25th, 2025. And I would like to turn the conference over to Matt Dunn. Please go ahead. Thank you. Before we get started, please note that certain statements during today's presentation that are not statements of historical fact, including statements concerning such items as our outlook, business strategy, future plans, financial condition, credit risks and trends in credit, allowance for credit losses, liquidity and sources of funding, funding costs, evidence, stock repurchases, subsequent events and impacts of interest rate changes, as well as such other items referenced in the preface of our presentation, are forward-looking statements. These statements are based on management's current expectations concerning future events that by their nature are subject to risks and uncertainties. Our actual results, capital, liquidity and financial condition may differ materially from these statements due to a variety of factors, including the precautionary statements referenced in the preference of our presentation and those included in our most recent annual and quarterly reports filed with the SEC. Please note that the information presented is preliminary and based upon data available at this time, except to the extent required by law. We expressly disclaim any obligation to update earlier statements as a result of new information. Additio...