Hannover Ruck SE (HVRRY) Q2 2026 Earnings Call

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WEBVTT 00:00:00.151 -- 00:00:06.517 Ladies and gentlemen, welcome to the conference call on Q2 2026 results. 00:00:06.517 -- 00:00:09.919 I'm Sergen, the course call operator. 00:00:09.919 -- 00:00:14.343 I would like to remind you that all participants will be in a listen-only mode and the 00:00:14.343 -- 00:00:16.765 conference being recorded. 00:00:16.765 -- 00:00:18.387 The presentation 00:00:18.387 -- 00:00:21.429 will be followed by a Q&A session. 00:00:21.429 -- 00:00:27.074 You can register for questions at any time by pressing star and one on your telephone. 00:00:27.074 -- 00:00:30.984 For operator assistance, Please press start zero. 00:00:30.984 -- 00:00:35.525 Unauthorized recordings for publication or broadcast are not permitted. 00:00:35.525 -- 00:00:38.706 At this time, it's our pleasure to hand over to Karl Steindl. 00:00:38.706 -- 00:00:41.306 Please go ahead, sir. 00:00:41.586 -- 00:00:46.708 Good morning, everyone, and welcome from sunny Hanover to our earnings call and our results 00:00:46.708 -- 00:00:50.548 for the first half year of 2026. 00:00:50.869 -- 00:00:56.370 Today's speakers are, as always, Clemens Jungstörsel, our CEO, and Christian 00:00:56.370 -- 00:00:59.264 Hermanningmeier, our CFO. 00:00:59.264 -- 00:01:03.966 And for the Q&A, they are joined by Claude Schaebre and Svend Alshoff. 00:01:03.966 -- 00:01:07.367 With that, I hand over to you, Clemens. Thank you, Karl. 00:01:07.367 -- 00:01:10.888 And good morning, everyone from Hanover. 00:01:10.888 -- 00:01:16.330 So let's start with slide four. So Hanover East's 00:01:16.330 -- 00:01:21.412 business performance has been very satisfactory in the first half 00:01:21.412 -- 00:01:23.293 of 2026. 00:01:23.293 -- 00:01:28.875 We have seen, I'd say, a continuation of The positive develo...