Hamilton Insurance Group, Ltd. (HG) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Hello and welcome to the Hamilton Insurance Group earnings conference call. As a reminder, this call is being webcast and will also be available for replay with links on the Hamilton Investor Relations website. I'd now like to turn the call over to Daria Neferatos, Vice President, Investor Relations and Finance. Please go ahead. Thanks, Operator. Hi, everyone, and welcome to the Hamilton Insurance Group fourth quarter 2025 earnings conference call. The Hamilton executives leading today's call are Pina Albo, Group Chief Executive Officer, and Craig Howey, Group Chief Financial Officer. We are also joined by other members of the Hamilton management team. Before we begin, note that Hamilton financial disclosures, including our earnings release, contain important information regarding forward-looking statements. Management comments regarding potential future developments are subject to the risks and uncertainties as detailed. Management may also refer to certain non-GAAP financial measures. These items are reconciled in our earnings release and financial supplement. With that, I'll hand it over to Pina. Thank you, Dorian. Hello, everyone, and thank you for joining us. As we begin today's call, I want to take a moment to reflect on how far we've come at Hamilton. We've been a public company since November of 2023, and since then, we've delivered consistently strong results. Results that allowed tangible book value per share to grow 67% since the IPO. That's a remarkable achievement by anyone's measure. With that intro, and before I share more details on our quarterly results, there are three key drivers I'd like to point to that underpin the sustainability of our performance. First, the Hamilton team, namely our strong operational and underwriting culture. Our underwriter...