Grupo Cibest S.A. (CIB) Q2 2025 Earnings Call

Investor webinar replay

Watch the replay and follow the connected company analysis, news, and investor updates for Grupo Cibest S.a..

Watch the replay

Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:05.437 Good morning, ladies and gentlemen, and welcome to Groups to Best Banco Columbia 00:00:05.437 -- 00:00:09.081 Second Quarter 2025 Earnings Conference Call. 00:00:09.081 -- 00:00:12.805 My name is Christine, and I will be your operator for today's call. 00:00:12.805 -- 00:00:16.769 At this time, all participants are in a listen-only mode. 00:00:16.769 -- 00:00:19.952 Following the prepared remarks, there will be a question-and-answer session. 00:00:19.952 -- 00:00:21.414 During 00:00:21.414 -- 00:00:26.079 the question-and-answer session, if you have a question, please press star then 1 on 00:00:26.079 -- 00:00:28.398 your touch-tone phone. 00:00:28.398 -- 00:00:32.200 Please note this conference is being recorded. 00:00:32.382 -- 00:00:36.586 Please note that this conference call will include forward-looking statements, including 00:00:36.586 -- 00:00:42.251 statements related to our future performance, capital position, credit-related expenses, 00:00:42.251 -- 00:00:44.654 and credit losses. 00:00:44.654 -- 00:00:49.018 All forward-looking statements, whether made in this conference call, in future filings, 00:00:49.018 -- 00:00:54.976 in press releases, or verbally, address matters that involve risks and uncertainties. 00:00:54.976 -- 00:01:00.003 Consequently, there are factors that could cause actual results to differ materially 00:01:00.003 -- 00:01:05.110 from those indicated in such statements, including changes in general economic 00:01:05.110 -- 00:01:11.038 and business conditions, changes in currency exchange rates and interest rates, 00:01:11.038 -- 00:01:16.525 introduction of competing products by other companies, lack of acceptance of new products 00:01:16.525 -- 00:01:21.908 or services by our targeted clients, chan...