Shubha Khan
Senior Vice President and Head of Investor Relations
Replay available
Great-West Lifeco Inc. (TSX: GWO) Q4 2025 earnings conference call, held 2026-02-12. Replay captured from the company's public earnings webcast.

Senior Vice President and Head of Investor Relations
President and CEO
Group CFO
President and CEO, Empower
Appointed Actuary
CEO, Reinsurance
CEO, Europe
Analyst, Desjardins Capital Markets
Analyst, Barclays
Analyst, UBS
Analyst, CIBC World Markets
Analyst, BMO Capital Markets
Analyst, National Bank Financial
Thank you for standing by. Welcome to the Great West LifeCo fourth quarter and full gear 2025 results conference call. As a reminder, all participants are in listen only mode and the conference is being recorded. After the presentation, there will be an opportunity for analysts to ask questions. To join the question queue, you may press star then the number one on your telephone keypad. Should you need assistance during the conference call, you may signal an operator by pressing star, then zero. I would like to now turn the conference over to Mr. Shubha Khan, Senior Vice President and Head of Investor Relations at Great West Life Co. Please go ahead. Thank you, Morgan. Hello, everyone, and thank you for joining the call to discuss our fourth quarter and full year financial results. Before we start, please note that a link to our live webcast and materials for this call have been posted on our website at greatwestlifeco.com. under the Investor Relations tab. Turning to slide two, I'd like to draw your attention to the cautionary language regarding the use of forward-looking statements, which form part of today's remarks. And please refer to the appendix for a note on the use of non-IFRS financial measures and important notes on adjustments, terms, and definitions used in this presentation. And turning to slide three, I'd like to introduce today's call participants. Joining us today are David Harney, our President and CEO, John Nielsen, our Group CFO, Ed Murphy, President and CEO, Empower. Fabrice Morin, President and CEO, Canada. Lindsay Briggs-Broom, CEO, Europe. Jeff Poulin, CEO, Reinsurance. Linda Kerrigan, our appointed actuary. And John Melvin, our Chief Investment Officer. We will begin with prepared remarks, followed by Q&A. With that, I'll turn the call over t...