Great Southern Bancorp, Inc. (GSBC) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

I would now like to hand the conference over to your speaker today, Christina Maldonado. Please go ahead. Good afternoon, and thank you for joining Great Southern Bank Corp's fourth quarter 2025 earnings call. Today, we'll be discussing the company's results for the quarter and year ended December 31st, 2025. Before we begin, I'd like to remind everyone that during this call, forward-looking statements may be made regarding the company's future events and financial performance. These statements are subject to various factors that could cause actual results to differ materially from those anticipated or projected. For a list of these factors, please refer to the forward-looking statements disclosure in the fourth quarter earnings release and other public filings. Threading me today are President Joe Turner and Chief Financial Officer Rex Copeland. I'll now turn the call over to Joe. Okay. Thanks, Christina, and good afternoon to everybody on the call. We appreciate you joining us today. Our fourth quarter and full year 2025 results reflect the sustained success of our core banking operations and our commitment to long-term tangible book value appreciation despite a volatile economic environment. Throughout the year, we remain focused on preserving net interest margin, protecting credit quality, controlling non-interest expense, and opportunistically repurchasing our stocks. For the fourth quarter, we reported net income of $16.3 million, or $1.45 per diluted common share, compared to $14.9 million, or $1.27 per diluted common share in the year-ago quarter. For the full year, net interest income totaled 71 million, net income, I'm sorry, totaled 71 million, or $6.19 per diluted common share. These results happen because of resilient net interest income, strong asset qu...