goeasy Ltd. (GSY) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning, ladies and gentlemen, and welcome to the GOEC Limited Q3 2025 Earnings Conference Call. At this time, all lines are in listening mode. Following the presentation, we will conduct a question and answer session. If at any time during this call you require immediate assistance, please press star zero for the operator. This call is being recorded on Thursday, November 6, 2025. I would now like to turn the conference over to James Albright. Please go ahead. Thank you, operator, and good morning, everyone. I'm James O'Bright, Senior Vice President of Investor Relations and Capital Markets. Thank you for joining us to discuss GoEasy Limited's results for the third quarter ended September 30th, 2025. The news release, which was released yesterday after market close, is available on CISN and on the GoEasy website. On today's call, Dan Reese, GoEasy's Chief Executive Officer, will review key highlights for the third quarter and provide an outlook for the business. Al Khoury, Chief Financial Officer, provide an overview of her financial results, as well as her capital and liquidity position. Jason Appel, the company's chief risk officer, will then provide an update on her credit and underwriting. Also joining us on the call today is Felix Wu, interim chief financial officer, and Patrick Enns, president, Easy Financial and Easy Home. After the prepared remarks, we will open the lines for questions from analysts. The operator will pull for questions and will provide instructions at the appropriate time. Before we begin, I remind you that this conference call is open to all investors and is being webcast through the company's investor website and supplemented by a quarterly earnings presentation, which will be referred to by our speakers today. Those dialing in by ph...