Globe Life Inc. (GL) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:02.594 Hello, and welcome to the Globe Life, Inc. 00:00:02.594 -- 00:00:06.819 third quarter earnings release call. My name is Jeanne, and I will be your coordinator 00:00:06.819 -- 00:00:11.245 for today's event. Please note, this call is being recorded. 00:00:11.245 -- 00:00:14.709 After the speaker's remarks, there will be a question and answer session. 00:00:14.709 -- 00:00:18.514 If you'd like to ask a question at that time, press star, followed by the number one 00:00:18.514 -- 00:00:22.739 on your telephone keypad. If you would like to withdraw your question, press star one 00:00:22.739 -- 00:00:27.786 again. I will now hand you over to your host, Stephen Moda, Senior Director 00:00:27.786 -- 00:00:30.625 of Investor Relations at to begin today's conference. 00:00:30.625 -- 00:00:32.846 Thank you. 00:00:32.929 -- 00:00:37.897 Thank you. Good morning, everyone. Joining the call today are Frank Svoda and Matt Darden, 00:00:37.897 -- 00:00:43.305 our co-chief executive officers, Tom Kambach, our chief financial officer, Mike Majors, 00:00:43.305 -- 00:00:47.091 our chief strategy officer, and Brian Mitchell, our general counsel. 00:00:47.091 -- 00:00:51.478 Some of our comments or answers to your questions may contain forward-looking statements 00:00:51.478 -- 00:00:54.743 that are provided for general guidance purposes only. 00:00:54.743 -- 00:00:59.465 Accordingly, please refer to our earnings release 2024-10-K, any 00:00:59.465 -- 00:01:03.051 subsequent forms 10-Q on file with the SEC. 00:01:03.051 -- 00:01:06.376 Some of our comments may also contain on gap measures. 00:01:06.376 -- 00:01:10.403 Please see our earnings release and website for discussion of these terms and reconciliations 00:01:10.403 -- 00:01:13.888 to gap measur...