Gjensidige Forsikring Asa (GJNSF) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

My name is Sergei, and I'll be your coordinator for today's event. Please note, this call is being recorded, and for the duration of the call, your lines will be in a listen-only mode. However, you will have the opportunity to ask questions at the end of the call. This can be done by pressing star 1 on your telephone keypad to register your question. If you require assistance at any point, please press star 0, and you will be connected to an operator. I will now hand you over to your host, Mitra Niyagod. Head of Investor Relations, to begin today's conference. Thank you. Thank you. Good morning, everyone, and welcome to our third quarter presentation of Jensidie. As always, my name is Mitra Neger, and I'm Head of Investor Relations. As always, we will start with our CEO, Geir Holmgren, who will give you the highlights of the quarter, followed by our CFO, Jostein Amdahl, who will run through the numbers in further detail. And we have plenty of time for questions after that. Geir, please. Thank you Mitra, and good morning everyone. The third quarter saw relatively stable weather in our region. However, earlier this month, Storm Amy reminded us of the growing impact of climate change and extreme weather, affecting large parts of Norway and areas in Denmark. The storm caused significant property damage through strong winds, once again testing our organization's resilience. In preparation for the event, cross-functional teams across the organization were mobilized to ensure customer safety and uphold a consistently high standard of service. Building lessons from past events, we have streamlined our processes for faster, more effective support. According to the Norwegian Natural Perils Pool, over 11,000 claims have been registered in Norway, with total industry-wide insura...