GBank Financial Holdings Inc. (GBFH) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

The related Q3 earnings press release was filed with the U.S. Securities and Exchange Commission on Tuesday, October 28, 2025, and is available on the news and media section of our website, gbankfinancialholdings.com. Before we begin, I'd like to remind everyone that any forward-looking statements are subject to risks, uncertainties, and other factors that could cause actual results to differ materially from those anticipated future results. Please see our safe harbor statements in our earnings press release. All comments expressed or implied made during today's call are subject to the safe harbor statements. Any forward-looking statements made during this call are made only as of today's date, and we do not undertake any duty to update such forward-looking statements except as required by law. Additionally, during today's call, we may discuss certain non-GAAP financial measures, which we believe are useful in evaluating our performance. A reconciliation of these non-GAAP financial measures to the most comparable GAAP financial measures can also be found in our earnings release. I'll now turn the call over to Edward M. Nigro, our Chairman and Chief Executive Officer. Well, good morning. I'm Ed Nigro, Chairman and Chief Executive Officer of G-Bank Financial Holdings and G-Bank. And I'd like to welcome all of you, our shareholders, our employees, guests, to our quarterly third quarter earnings call for G-Bank Financial Holdings. And here today, Jeff is going to, Jeff Wicker, who is our Chief Financial Officer, and I will be giving you our verbal presentation. And I wanted to advise you that we changed the format quite a bit for this particular call. Jeff's going to go through some salient numbers how they were developed, why they occurred the way they did in a more bri...