Matt Joswak
Director of Investor Relations
Replay available
Fulton Financial Corporation (NASDAQ: FULT) Q3 2025 earnings conference call, held 2025-10-22. Replay captured from the company's public earnings webcast.

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WEBVTT 00:00:00.217 -- 00:00:04.423 Good day, and thank you for standing by. Welcome to the Fulton Financial third quarter 00:00:04.423 -- 00:00:09.630 2025 results conference call. At this time, all participants are in a listen-only mode. 00:00:09.630 -- 00:00:13.215 After the speaker's presentation, there will be a question and answer session. 00:00:13.215 -- 00:00:16.819 To ask a question during the session, you will need to press star 1-1 on your telephone. 00:00:16.819 -- 00:00:20.925 You will then hear an automated message advising your hand is raised. 00:00:20.925 -- 00:00:23.849 To withdraw your question, please press star 1-1 again. 00:00:23.849 -- 00:00:26.933 Please be advised that today's conference is being recorded. 00:00:26.933 -- 00:00:29.680 I would now like to hand the conference over to your speaker today. 00:00:29.680 -- 00:00:32.144 Matt Joswak, Director of Investor Relations. 00:00:32.144 -- 00:00:34.605 Please go ahead. 00:00:36.330 -- 00:00:40.657 Good morning, and thanks for joining us for Fulton Financial's conference call and webcast 00:00:40.657 -- 00:00:45.585 to discuss our earnings for the third quarter ending September 30th, 2025. 00:00:45.585 -- 00:00:50.572 Your host for today's conference call is Kurt Myers, Chairman and Chief Executive Officer. 00:00:50.572 -- 00:00:54.178 Joining Kurt is Rick Kramer, Chief Financial Officer. 00:00:54.178 -- 00:00:58.703 Our comments today will refer to the financial information and related slide presentation 00:00:58.703 -- 00:01:03.089 included with our earnings announcement, which we released yesterday afternoon. 00:01:03.089 -- 00:01:08.013 These documents can be found on our website at FULT.com 00:01:08.236 -- 00:01:11.561 by clicking on investor relations and then on news. 00:01:11.561 -- 00:...