Matt Joswak
Director of Investor Relations
Replay available
Fulton Financial Corporation (NASDAQ: FULT) Q3 2025 earnings conference call, held 2025-10-22. Replay captured from the company's public earnings webcast.

Director of Investor Relations
Chairman and Chief Executive Officer
Chief Financial Officer
Analyst, Raymond James
Analyst, Autonomous
Analyst, Janney Montgomery Scott
Analyst, Steven Zink
Analyst, Havadi Group
Analyst, KBW
Good day, and thank you for standing by. Welcome to the Fulton Financial third quarter 2025 results conference call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question and answer session. To ask a question during the session, you will need to press star 1-1 on your telephone. You will then hear an automated message advising your hand is raised. To withdraw your question, please press star 1-1 again. Please be advised that today's conference is being recorded. I would now like to hand the conference over to your speaker today. Matt Joswak, Director of Investor Relations. Please go ahead. Good morning, and thanks for joining us for Fulton Financial's conference call and webcast to discuss our earnings for the third quarter ending September 30th, 2025. Your host for today's conference call is Kurt Myers, Chairman and Chief Executive Officer. Joining Kurt is Rick Kramer, Chief Financial Officer. Our comments today will refer to the financial information and related slide presentation included with our earnings announcement, which we released yesterday afternoon. These documents can be found on our website at FULT.com by clicking on investor relations and then on news. The slides can also be found on the presentations page under investor relations on our website. On this call, representatives of Fulton may make forward-looking statements with respect to Fulton's financial condition, results of operations, and business. These statements are not guarantees of future performance or subject to risks, uncertainties and other factors and actual results could differ materially. Please refer to the safe harbor statement and forward looking statements in our earnings release and on slide two of today's presentation ...