Flagstar Bank, N.A. (FLG) Q3 2025 Earnings Call

Investor webinar replay

Watch the replay and follow the connected company analysis, news, and investor updates for Flagstar Bank, N.a..

Watch the replay

Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:05.076 Hello and welcome to the Flagstar Bank NA third quarter 2025 earnings 00:00:05.076 -- 00:00:09.661 call. All lines have been placed on mute to prevent any background noise. 00:00:09.661 -- 00:00:13.264 After the speaker's remarks, there will be a question and answer session. 00:00:13.264 -- 00:00:17.268 And if you would like to ask a question during this time, please press star one on your 00:00:17.268 -- 00:00:22.333 telephone keypad. I would now like to turn the conference over to Sal DiMartino, 00:00:22.333 -- 00:00:25.036 Director of Investor Relations. You may begin. 00:00:25.036 -- 00:00:27.036 Thank 00:00:27.398 -- 00:00:32.250 you, Sarah, and good morning, everyone. Welcome to Flagstar Bank NA's third quarter 2025 00:00:32.250 -- 00:00:37.577 earnings call. This morning, our Chairman, President, and CEO, Joseph 00:00:37.577 -- 00:00:42.103 Otting, along with the company's Senior Executive Vice President and Chief Financial 00:00:42.103 -- 00:00:47.810 Officer, Lee Smith, will discuss our results for the quarter and the outlook. 00:00:47.810 -- 00:00:53.156 During this call, we will be referring to a presentation which provides additional detail 00:00:53.156 -- 00:00:56.849 on our quarterly results and operating performance. 00:00:56.849 -- 00:01:01.996 Both the earnings presentation and the press release can be found on the investor relations 00:01:01.996 -- 00:01:05.180 section of our company website 00:01:05.180 -- 00:01:07.600 at ir.flagstart.com. 00:01:09.545 -- 00:01:14.551 Also, before we begin, I'd like to remind everyone that certain comments made today by 00:01:14.551 -- 00:01:19.618 the management team may include forward-looking statements within the meanings of 00:01:19.618 -- 00:01:24.461 the Private Securities...