Fiserv, Inc. (FISV) Q4 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:03.276 Fiserv fourth quarter 2025 earnings conference call. 00:00:03.276 -- 00:00:07.082 All participants will be in a listen-only mode until the question and answer session 00:00:07.082 -- 00:00:11.328 begins following the presentation. As a reminder, today's call is being recorded. 00:00:11.328 -- 00:00:15.594 At this time, I will turn the call over to Walter Pritchard, Senior Vice President and 00:00:15.594 -- 00:00:18.876 Head of Investor Relations at Fiserv. 00:00:20.141 -- 00:00:24.788 Thank you and good morning. With me on the call today are Mike Lyons, our Chief Executive 00:00:24.788 -- 00:00:27.841 Officer, and Paul Todd, our Chief Financial Officer. 00:00:27.841 -- 00:00:31.468 Our earnings release and supplemental materials for the quarter are available on the 00:00:31.468 -- 00:00:35.276 investor relations section of Fiserv.com. 00:00:35.276 -- 00:00:39.424 Please refer to these materials for an explanation of the non-GAAP financial measures 00:00:39.424 -- 00:00:43.692 discussed on this call along with the reconciliation of those measures to the nearest 00:00:43.692 -- 00:00:48.562 applicable GAAP measures. Unless otherwise stated, performance references are year-over-year 00:00:48.562 -- 00:00:50.251 comparisons. 00:00:50.251 -- 00:00:54.817 Our remarks today will include forward-looking statements about, among other matters, 00:00:54.817 -- 00:00:58.882 expected operating and financial results and strategic initiatives. 00:00:58.882 -- 00:01:02.406 Forward-looking statements may differ materially from actual results and are subject 00:01:02.406 -- 00:01:06.411 to a number of risks and uncertainties. You should refer to our earnings release for 00:01:06.411 -- 00:01:09.034 a discussion of these risk factors. 00:01:09.034 --...