Nancy Vermeulen
Head of Investor Relations
Replay available
First Interstate BancSystem, Inc. (NASDAQ: FIBK) Q4 2025 earnings conference call, held 2026-01-29. Replay captured from the company's public earnings webcast.

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WEBVTT 00:00:00.773 -- 00:00:05.677 Good morning, ladies and gentlemen, and welcome to the first Interstate Bank System, 00:00:05.677 -- 00:00:08.800 Inc. fourth quarter earnings conference call. 00:00:08.800 -- 00:00:11.502 At this time, all lines are in listen mode only. 00:00:11.502 -- 00:00:16.847 Following the presentation, we will conduct a question and answer session. 00:00:16.847 -- 00:00:22.332 If at any time during this call you require immediate assistance, please press star zero 00:00:22.332 -- 00:00:29.196 for the operator. This call is being recorded on Thursday, January 29, 2026. 00:00:29.630 -- 00:00:33.277 I would now like to turn the conference over to Nancy 00:00:33.277 -- 00:00:36.699 Vermeulen. Please go ahead. 00:00:37.424 -- 00:00:41.491 Thanks very much. Good morning, and thank you for joining us for our fourth quarter earnings 00:00:41.491 -- 00:00:46.300 conference call. As we begin, please note that the information provided during this call 00:00:46.300 -- 00:00:50.728 will contain forward-looking statements, and actual results or outcomes might differ 00:00:50.728 -- 00:00:53.795 materially from those expressed by those statements. 00:00:53.795 -- 00:00:57.039 I'd like to direct all listeners to read the cautionary note regarding forward-looking 00:00:57.039 -- 00:01:02.405 statements contained in our most recent annual report on Form 10-K filed with the SEC 00:01:02.405 -- 00:01:06.991 and in our earnings release, as well as the risk factors identified in the annual report 00:01:06.991 -- 00:01:11.336 and in our more recent periodic reports filed with the SEC. 00:01:11.336 -- 00:01:15.922 Relevant factors that could cause actual results to differ materially from any forward-looking 00:01:15.922 -- 00:01:20.067 statements are included in t...