First Commonwealth Financial Corporation (FCF) Q2 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

I will now hand today's call over to Ryan Thomas. Vice President of Finance and Investor Relations. Please go ahead, sir. Thank you, Tamika. And good afternoon, everyone. Thank you for joining us today to discuss First Commonwealth Financial Corporation's second quarter financial results. Participating on today's call will be Mike Price, President and CEO, Jim Reske, Chief Financial Officer, Jane Grabemps, Bank President and Chief Revenue Officer, Brian Sahaki, Chief Credit Officer, and Mike McKeown, Chief Lending Officer. As a reminder, a copy of yesterday's earnings release can be accessed by logging on to fcbanking.com and selecting the investor relations link at the top of the page. We've also included a slide presentation on our investor relations website with supplemental information that will be referenced during today's call. Before we begin, I need to caution listeners that this call will contain forward-looking statements. Please refer to our forward-looking statements disclaimer on page three of the slide presentation for a description of risks and uncertainties that could cause actual results to differ materially from those reflected in the forward-looking statement. Today's call will also include non-GAAP financial measures. Non-GAAP financial measures should be viewed in addition to and not as an alternative for our reported results prepared in accordance with GAAP. Reconciliation of these measures can be found in the appendix of today's slide presentation. With that, I will turn the call over to Mike. Thank you, Ryan. We are generally pleased with our performance this quarter. Our core earnings per share of 38 cents surpasses consensus estimates by 3 cents and was an improvement from the 32 cents reported in the first quarter. Headline financial metric...