First Capital, Inc. (FCAP) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Hello everyone, and thank you for joining us for today's first Capital Reads Q4 2025 results webcast and conference call. As a reminder, all phone lines are in a listen only mode to prevent any background noise, but later you will have the opportunity to ask a question during our question and answer session. To signal for a question at that time, you may press star and one on your telephone keypad. And now to get us started, With opening remarks and introductions, I am pleased to turn the floor over to Allison Harnick. Please go ahead, Allison. Thank you, and good afternoon. In discussing our financial and operating performance and in responding to your questions during today's call, we may make forward-looking statements. These statements are based on our current estimates and assumptions, many of which are beyond our control and are subject to a number of risks and uncertainties that could cause actual results to differ materially from those expressed or implied in these statements. A summary of these underlying assumptions, risks, and uncertainties is contained in our securities filings, including our MD&A for the year ended December 31st, 2025, and our current AIF, which are available on CR Plus and our website. These forward-looking statements are made as of today's date and accept as required by securities law. We undertake no obligation to publicly update or revise any such statements. Also during today's call, we will reference certain non-IFRS financial measures. These do not have standardized meanings prescribed by IFRS and should not be construed as alternatives to net income or cash flow from operating activities determined in accordance with IFRS. Management provides these as a complement to IFRS measures to aid in assessing the REIT's performance. These...