FinWise Bancorp (FINW) Q1 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.100 Greetings and welcome to the FinWISE Bancorp First Quarter 2026 Earnings 00:00:05.100 -- 00:00:09.647 Conference Call. At this time, all participants are in a listen-only mode. 00:00:09.647 -- 00:00:13.474 A question and answer session will follow the formal presentation. 00:00:13.474 -- 00:00:18.242 If anyone should require operator assistance, please press star zero on your telephone 00:00:18.242 -- 00:00:22.168 keypad. As a reminder, this conference is being recorded. 00:00:22.168 -- 00:00:25.454 It is now my pleasure to introduce the FinWISE team. 00:00:25.454 -- 00:00:27.995 Please go ahead. 00:00:30.743 -- 00:00:35.450 Good afternoon, and thank you for joining us today for FinWise Bancorp's first quarter 00:00:35.450 -- 00:00:40.618 2026 earnings conference call. Earlier today, we filed our 00:00:40.618 -- 00:00:47.565 earnings relief and investor deck and posted them to our investor website at investors.finwisebancorp.com. 00:00:50.032 -- 00:00:55.380 Today's conference call is being recorded and webcast on the company's investor website, 00:00:55.380 -- 00:01:00.410 as previously mentioned. On today's call, management's prepared remarks 00:01:00.410 -- 00:01:05.397 and answers to your questions may contain forward-looking statements that are subject 00:01:05.397 -- 00:01:10.544 to risks and uncertainties that could cause actual results to differ from those 00:01:10.544 -- 00:01:13.068 discussed today. Forward-looking 00:01:13.068 -- 00:01:18.596 statements represent management's current estimates, expectations, and beliefs, 00:01:18.596 -- 00:01:23.944 and FinWISE Bancorp assumes no obligation to update any forward-looking statements 00:01:23.944 -- 00:01:25.655 in the future. 00:01:25.655 -- 00:01:30.821 We encourage liste...