Kate Croft
Director of Investor Relations
Replay available
Financial Institutions, Inc. (FISI) Q4 2025 Earnings Call
Financial Institutions, Inc. (NASDAQ: FISI) Q4 2025 earnings conference call, held 2026-01-30. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Manuel Navas
Analyst, Piper Sandler
Marty Birmingham
President and CEO
Damon Delmont
Analyst, KBW
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Financial Institutions, Inc..
Replay transcript excerpt
WEBVTT 00:00:01.870 -- 00:00:06.036 Hello, everyone, and thank you for joining the Financial Institutions Inc. 00:00:06.036 -- 00:00:09.561 Fourth Quarter and Year-End 2025 Earnings Call. 00:00:09.561 -- 00:00:12.024 My name is Lucy, and I'll be coordinating your call today. 00:00:12.024 -- 00:00:16.391 During the presentation, you can register a question by pressing star followed by one 00:00:16.391 -- 00:00:20.497 on your telephone keypad. If you change your mind, please press star followed by two. 00:00:20.497 -- 00:00:25.504 It is now my pleasure to hand over to your host, Kate Croft, Director of Investor Relations, 00:00:25.504 -- 00:00:28.805 to begin. Please go ahead. 00:00:29.461 -- 00:00:31.363 Thank you for joining us for today's call. 00:00:31.363 -- 00:00:36.168 Providing prepared comments will be President and CEO Marty Birmingham and CFO Jack Lance. 00:00:36.168 -- 00:00:39.532 They'll be joined by additional members of the company's leadership team during the question 00:00:39.532 -- 00:00:44.518 and answer session. Today's prepared comments and Q&A will include forward-looking statements. 00:00:44.518 -- 00:00:48.502 Actual results may differ materially from forward-looking statements due to a variety 00:00:48.502 -- 00:00:51.025 of risks, uncertainties, and other factors. 00:00:51.025 -- 00:00:55.490 We refer you to yesterday's earnings release and investor presentation, as well as historical 00:00:55.490 -- 00:00:59.715 SEC filings, which are available on our investor relations website, for our safe harbor 00:00:59.715 -- 00:01:04.643 description and a detailed discussion of the risk factors relating to Florida's new statements. 00:01:04.643 -- 00:01:08.869 We will also discuss certain non-GAAP financial measures intended to supplement and not 00:01...