Figure Technology Solutions, Inc. (FIGR) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Welcome to the Figure Technology Solutions third quarter 2025 earnings conference call. At this time, all participants have been placed on a listen-only mode, and the floor will be open for your questions following the presentation. If you would like to ask a question at that time, please press star 1 on your telephone keypad. If at any point your question has been answered, you may remove yourself from the queue by pressing star two. To get to as many questions as time permits, we kindly ask that you limit yourself to one question and one follow-up. So others can hear your questions clearly, we ask that you pick up your handset for best sound quality. Lastly, today's call is being recorded. I would now like to turn the call over to Craig Stream, Investor Relations. Thank you, Nikki. Good morning, everybody. Welcome to our third quarter 2025 earnings call. This is Craig Stream in the Investor Relations team at Figure. Joining me on today's call are Mike Cagney, Executive Chairman and Co-Founder of Figure, Michael Tannenbaum, our Chief Executive Officer, and Macrina Gill, our Chief Financial Officer. In today's call, we will refer to certain non-GAAP measures which are reconciled to GAAP measures in the earnings release we issued yesterday after the market closed and in the appendix to our supplemental slide presentation posted to our website. Non-GAAP measures are not intended to be a substitute for GAAP results. Certain statements made during today's call may contain forward-looking statements, which may vary materially from actual results. Information concerning risks, uncertainties, and other factors that could cause these results to differ is included in our SEC filings and set forth on page three of the earnings presentation we've posted in the IR section of our...