Craig Stream
Investor Relations
Replay available
Figure Technology Solutions, Inc. (NASDAQ: FIGR) Q3 2025 earnings conference call, held 2025-11-14. Replay captured from the company's public earnings webcast.

Investor Relations
Chief Executive Officer
Executive Chairman and Co-Founder
Chief Financial Officer
Analyst, Mizuho Securities
Analyst, Goldman Sachs
Analyst, Piper Sandler
Analyst, KPW
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WEBVTT 00:00:00.031 -- 00:00:05.596 Welcome to the Figure Technology Solutions third quarter 2025 earnings 00:00:05.596 -- 00:00:07.618 conference call. 00:00:07.618 -- 00:00:12.523 At this time, all participants have been placed on a listen-only mode, and the floor 00:00:12.523 -- 00:00:15.846 will be open for your questions following the presentation. 00:00:15.846 -- 00:00:17.647 If 00:00:17.647 -- 00:00:23.072 you would like to ask a question at that time, please press star 1 on your telephone 00:00:23.072 -- 00:00:25.072 keypad. 00:00:25.415 -- 00:00:30.739 If at any point your question has been answered, you may remove yourself from the queue 00:00:30.739 -- 00:00:34.060 by pressing star two. To 00:00:34.203 -- 00:00:39.990 get to as many questions as time permits, we kindly ask that you limit yourself 00:00:39.990 -- 00:00:43.532 to one question and one follow-up. 00:00:43.995 -- 00:00:49.181 So others can hear your questions clearly, we ask that you pick up your handset for 00:00:49.181 -- 00:00:52.062 best sound quality. 00:00:52.205 -- 00:00:56.287 Lastly, today's call is being recorded. 00:00:56.545 -- 00:01:02.769 I would now like to turn the call over to Craig Stream, Investor Relations. 00:01:04.332 -- 00:01:06.194 Thank you, Nikki. Good morning, everybody. 00:01:06.194 -- 00:01:11.678 Welcome to our third quarter 2025 earnings call. 00:01:11.678 -- 00:01:15.121 This is Craig Stream in the Investor Relations team at Figure. 00:01:15.121 -- 00:01:20.306 Joining me on today's call are Mike Cagney, Executive Chairman and Co-Founder of Figure, 00:01:20.306 -- 00:01:25.431 Michael Tannenbaum, our Chief Executive Officer, and Macrina Gill, our Chief Financial 00:01:25.431 -- 00:01:30.840 Officer. In today's call, we will refer to certain non-GAAP measures whic...