Fifth Third Bancorp (FITB) Q1 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning. My name is Audra, and I will be your conference operator today. At this time, I would like to welcome everyone to the first quarter 2026 Fifth Third Bank Court Earnings Conference Call. Today's conference is being recorded. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you'd like to ask a question during this time, simply press the star key, followed by the number one on your telephone keypad. If you would like to withdraw your question, press star one again. At this time, I'd like to turn the conference over to Matt Kuro, Director of Investor Relations. Please go ahead. Good morning, everyone. Welcome to Fifth Third's first quarter 2026 earnings call. This morning, our Chairman, CEO, and President Tim Spence and CFO Brian Preston will provide an overview of our first quarter results and outlook. Please review the cautionary statements in our materials, which can be found in our earnings release and presentation. These materials contain information regarding the use of non-GAAP measures and reconciliations to the GAAP results, as well as forward-looking statements about Fifth Third's performance. These statements speak only as of April 17, 2026, and Fifth Third undertakes no obligation to update them. While in prepared remarks by Tim and Brian, we will open up the call for questions. With that, let me turn it over to Tim. Good morning, everyone, and thanks for joining us today. At Fifth Third, we believe great banks distinguish themselves based on how they perform in uncertain environments. not in benign ones. We prioritize stability, profitability, and growth in that order. We deliver them by finding ways to get 1% better every day while investing meaning...