Miranda Hunter
Head of Investor Relations
Replay available
Fidelis Insurance Holdings Limited (NYSE: FIHL) Q3 2025 earnings conference call, held 2025-11-13. Replay captured from the company's public earnings webcast.

Head of Investor Relations
Investor, Omega Family Office
Analyst, BMO Capital Markets
Analyst, Barclays
Chief Executive Officer
Chief Financial Officer
Group Managing Director
Analyst, Jefferies
Analyst, JPMorgan
Analyst, Evercore ISI
Analyst, UBS
Analyst, KBW
Good morning, ladies and gentlemen, and welcome to the Fidelis Insurance Group's third quarter 2025 earning conference call. As a reminder, this call is being recorded for replay purposes. Following the conclusion of formal remarks, the management team will host a question and answer session, and instructions will be given at that time. With that, I will now turn the call over to Miranda Hunter, head of investor relations. Ms. Hunter, please go ahead. Good morning. And welcome to Fidelis Insurance Group's third quarter 2025 earnings conference call. With me today are Dan Burrows, our CEO, Alan DeClaire, our CFO, and Johnny Strickle, our Group Managing Director. Before we begin, I'd like to remind everyone that statements made during the call, including the question and answer section, will include forward-looking statements. Management's comments regarding expectations, projections, targets, and any future results are based on current assessments and assumptions and are subject to a number of risks, uncertainties, and emerging information developing over time. It's important to note that actual results may differ materially from those expressed or implied today. Additional information regarding factors shaping these outcomes can be found in Fidelis' SEC filings, including her earnings press release issued last night. Management will also make reference to certain non-GAAP and proprietary measures of financial performance. The reconciliations to U.S. GAAP for each non-GAAP financial measure, as well as our descriptions of proprietary financial measures, can be found in our earnings press release available on our website at padellasinsurance.com. With that, I'll turn the call over to Dan. Thanks, Miranda. Good morning, everyone, and thank you for joining us on our call...