Farmers National Banc Corp. (FMNB) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

And thank you for joining us today to review Farmers National Bank Corp's and Middlefield Bank Corp's announcement of a definitive merger agreement. Before we continue, I remind you that forward-looking statements made during this presentation are made to the Safe Harbor Statement found in the presentation and our filings with the Securities and Exchange Commission, including Farmers' 2024 Annual Report on Form 10-K and subsequent SEC filings. These statements are not historical facts, but rather statements based on farmers' current expectations regarding its business strategies and its intended results in future performance, including the intended benefits of the merger. Forward-looking statements are not guarantees of future performance and actual future results could differ materially from those contained in forward-looking information. Because forward-looking statements relate to the future, they are subject to inherent uncertainties risks and changes in circumstances that are difficult to predict, and many of which are outside farmers' control. Numerous risks, uncertainties, and changes could cause or contribute to farmers' actual results, performance and achievements, and the intended benefits of the merger to be materially different from those expressed or implied by the forward-looking statements. For further information concerning factors that could materially affect Actual results performance and achievements related to the forward looking statements, please refer to the factors disclosed periodically in farmers filings with the SEC as well as the disclosure statement in the presentation in farmers and middle fields joint press release dated October 22, 2025. Forward-looking statements speak as of the date made and Farmers assumes no obligation to update an...