EZCORP, Inc. (EZPW) Q3 2025 Earnings Call

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WEBVTT 00:00:00.000 -- 00:00:02.540 Good morning, ladies and gentlemen. Welcome to the EC Corp. 00:00:02.540 -- 00:00:06.860 Third Quarter Fiscal 2025 Earnings Call. At this time, all participants are in a listen-only 00:00:06.860 -- 00:00:10.380 mode. Later, we will conduct a question and answer session and instructions will follow 00:00:10.380 -- 00:00:13.720 at that time. As a reminder, this call may be recorded. 00:00:13.720 -- 00:00:16.820 I'd now like to turn the conference over to Sean Mansoury, 00:00:16.820 -- 00:00:19.860 the company's investor relations advisor with Elevate IR. 00:00:19.860 -- 00:00:22.540 Please go ahead, Sean. 00:00:23.860 -- 00:00:26.480 Thank you and good morning, everyone. 00:00:26.480 -- 00:00:30.100 During our prepared remarks, we will refer to slides which are available for viewing 00:00:30.100 -- 00:00:33.720 or download from our website at .easycorp.com. 00:00:34.700 -- 00:00:38.700 Before we begin, I'd like to remind everyone that this conference call, as well as the 00:00:38.700 -- 00:00:42.820 presentation slides, contain certain forelooking statements regarding the company's expected 00:00:42.820 -- 00:00:46.860 operating and financial performance for future periods. 00:00:46.860 -- 00:00:50.700 These statements are based on the company's current expectations. 00:00:50.820 -- 00:00:54.640 Actual results for future periods may differ materially from those expressed due to a 00:00:54.640 -- 00:00:59.400 number of risks or other factors that are discussed in our annual, quarterly, and other 00:00:59.400 -- 00:01:03.380 reports filed with the Securities and Exchange Commission. 00:01:03.560 -- 00:01:08.600 And as noted in our presentation materials, and unless otherwise identified, results 00:01:08.600 -- 00:01:13.220 are presente...