EZCORP, Inc. (EZPW) Q2 2025 Earnings Call

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WEBVTT 00:00:00.051 -- 00:00:04.072 follow at that time. As a reminder, this call may be recorded. 00:00:04.072 -- 00:00:08.814 I'd now like to turn the conference over to Sean Mansouri, the company's investor relations 00:00:08.814 -- 00:00:13.575 advisor with Elevated IR. Please go ahead, Sean. 00:00:15.096 -- 00:00:17.517 Thank you, and good morning, everyone. 00:00:17.517 -- 00:00:22.078 During our prepared remarks, we will refer to slides which are available for viewing 00:00:22.078 -- 00:00:26.519 or download from our website at investors.easycorp.com. 00:00:27.439 -- 00:00:32.362 Before we begin, I'd like to remind everyone that this conference call, as well as the 00:00:32.362 -- 00:00:37.105 presentation slides, contain certain forward-looking statements regarding the company's 00:00:37.105 -- 00:00:42.128 expected operating and financial performance for future periods. 00:00:42.128 -- 00:00:46.470 These statements are based on the company's current expectations. 00:00:46.951 -- 00:00:51.954 Actual results for future periods may differ materially from those expressed 00:00:51.954 -- 00:00:56.998 due to a number of risk or other factors, that are discussed in our annual, quarterly, 00:00:56.998 -- 00:01:01.740 and other reports filed with the Securities and Exchange Commission. 00:01:01.740 -- 00:01:07.223 And as noted in our presentation materials, and unless otherwise identified, results 00:01:07.223 -- 00:01:13.025 are presented on an adjusted basis to remove the effect of foreign currency fluctuations 00:01:13.025 -- 00:01:15.666 and other discrete items. 00:01:15.666 -- 00:01:21.589 Joining us on the call today are EZ Corp's Chief Executive Officer, Lockie Given, 00:01:21.589 -- 00:01:27.659 and Tim Jugman's Chief Financial Officer. Now I'll turn the cal...