Erste Group Bank Ag S/Adr (EBKDY) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Ladies and gentlemen, welcome to the Airsta Group third quarter 2025 results conference call. I am Sandra, the course call operator. I would like to remind you that all participants have been listened to in remote and the conference has been recorded. The presentation will be followed by a Q&A session. You can register for questions at any time by pressing star and one on your telephone. For operator assistance, please press star and zero. The conference must not be recorded for publication or broadcast. At this time, it's my pleasure to hand over to Thomas Sommerauer, Head of the Group of Investor Relations. Please go ahead, sir. Thank you very much, Sandra, for the kind introduction and also a warm welcome from my end to this third quarter conference call of Erste Group. We follow our usual procedure according to which Peter Bossek, our executive officer, Stefan Dörfler, our chief financial officer, and Alexander Haveler-Travik, our chief risk officer, will lead you through a brief presentation highlighting the financial achievements of the third quarter and here today, after which time we will be ready to take your questions. Before I hand over to Peter Bossek, the usual presentation, highlighting of the disclaimer on page two in regard to forward-looking statements. With this, I hand over to Peter. Good morning, ladies and gentlemen. Welcome again to our third quarter 2025 conference call. Let me place two messages right at the start. First, we are progressing well towards first-time consolidation of Santander Polska around here in 2025. We received all competition authority approvals And it's our current expectation that we will get the nod of the Polish regulator K&F by year end. The integration work streams with our future colleagues are also right on track. S...