Erste Bank Polska Sa (BKZHF) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Ladies and gentlemen, welcome to the presentation of preliminary results for 2025 of Santander Bank Polska. I'm here with Michał Gajewski, CEO, Maciej Reluga, CFO, and Wojciech Skalski, Financial Controller. I'm in charge of investor relations at the bank. Throughout the presentation, you can send your questions using the link, or you can send them directly to my email address, agnieszka.dowrzycka.santander.cl. Michal, over to you. Ladies and gentlemen, welcome. Welcome to the ERSA group. We've just come through an intense period of communicating some of the most important milestones in our bank's history. We have finalized the sale of SCB to the Santander Group, which took place on the 23rd of December. We've changed our shareholder to ERSA Group. That happened on the 9th of January. And on the 22nd of January, our extraordinary general meeting approved the change of our name to Ersta Bank Polska. The next step will be the KRS registration, planned for the second quarter. And once that happens, we will begin with the rebranding process. For a bank, 2026 marks a significant development opportunity. Erste Group's entry into the Polish market is a clear sign that the banking sector in Poland remains attractive to international investors. More broadly, it confirms that Poland is viewed as a country with solid economic fundamentals and very good growth prospects this creates a supportive environment for long-term strategic investment and that is exactly the nature of the transaction by erica group for ourselves for a bank being part of a strong international banking group active across central and eastern europe will allow to make better use of the cooperation potential within a region to share know-how and to tap into a wide base of business experience in the region. In...