Equity Bancshares, Inc. (EQBK) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Hello and welcome to the Equity Bank Shares Inc. 2025 Q4 Earnings Call. My name is Carla and I will be coordinating your call today. During the presentation, you can register to ask questions by pressing star followed by one on your telephone keypad. If you change your mind, please press star followed by two. I would now like to hand you over to your host, Brian Katsuke, Vice President, Director of Corporate Development and Investor Relations to begin. Please go ahead when you're ready. Good morning. Thank you for joining us today for Equity Bank Share's fourth quarter earnings call. Before we begin, let me remind you that today's call is being recorded and is available via webcast at investor.equitybank.com, along with our earnings release and presentation materials. Today's presentation contains forward-looking statements, which are subject to certain risks, uncertainties, and other factors that could cause actual results to differ materially from those discussed. Following the presentation, we will have time for questions and further discussion. Thank you all for joining us. With that, I'd like to turn the call over to our chairman and CEO, Brad Elliott. Good morning, everyone. Thanks for being here today. Joining me are Rick Sims, our bank CEO, and Chris Navratil, our CFO. I'm really proud to wrap up what's been a big year for Equity Bank. We ended 2025 with a strong balance sheet and earnings that beat our expectations. We started the year with 5.3 billion in assets and finished with 6.4 billion in assets. We added an additional 1.4 billion when we closed the Frontier merger on January 1st. That's nearly 50% growth. With that kind of scale, we're pushing to earn more than $5 per share in 2026. That's a huge milestone. made possible by our team, our partners, and...