Encore Capital Group Inc (ECPG) Q2 2026 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:04.076 Good day and thank you for standing by. Welcome to the Encore Capital Group's second 00:00:04.076 -- 00:00:09.743 quarter 2026 earnings conference call. In one moment, we will begin shortly, 00:00:09.743 -- 00:00:12.324 so sit tight. 00:00:47.924 -- 00:00:52.928 Again, welcome to the Encore Capital Group's second quarter 2026 earnings conference 00:00:52.928 -- 00:00:57.492 call. At this time, all participants are in a listen-only mode. 00:00:57.492 -- 00:01:01.515 After the speaker's presentation, there will be a question and answer session. 00:01:01.515 -- 00:01:07.039 To ask a question during the session, you will need to press star 11 on your telephone. 00:01:07.039 -- 00:01:11.022 You will then hear an automated message advising your hand is raised. 00:01:11.022 -- 00:01:15.080 To withdraw your question, please press star 11 again. 00:01:15.080 -- 00:01:19.021 Please be advised that today's conference is being recorded. 00:01:19.021 -- 00:01:23.162 I would now like to hand the conference over to your first speaker today, Bruce Thomas, 00:01:23.162 -- 00:01:26.043 VP of Global Investor Relations for Encore. 00:01:26.043 -- 00:01:29.163 Bruce, please go ahead. 00:01:31.665 -- 00:01:36.806 Thank you, operator. Good afternoon and welcome to Encore Capital Group's second quarter 00:01:36.806 -- 00:01:42.127 2026 earnings call. Joining me on the call today are Ashish Masih, 00:01:42.127 -- 00:01:45.688 our President and Chief Executive Officer. 00:01:46.086 -- 00:01:51.309 executive vice president and chief financial officer, Ryan Bell, president of Midland 00:01:51.309 -- 00:01:56.372 Credit Management, and John Yung, president of Cabot Credit Management. 00:01:56.372 -- 00:02:00.975 Ashish and Tomas will make prepared remarks toda...