Enact Holdings, Inc. (ACT) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.176 Hello and welcome to Enact's third quarter 2025 earnings call. 00:00:05.176 -- 00:00:08.440 Please be advised that today's conference is being recorded. 00:00:08.440 -- 00:00:13.165 Should you need assistance, please signal a conference specialist by pressing star then 00:00:13.165 -- 00:00:17.789 zero on your telephone keypad. I would now like to hand the conference over to your first 00:00:17.789 -- 00:00:21.773 speaker, Daniel Cole, Vice President of Investor Relations. 00:00:21.773 -- 00:00:22.514 You may begin. 00:00:22.514 -- 00:00:24.514 Thank 00:00:24.777 -- 00:00:28.448 you and good morning. Welcome to our third quarter earnings call. 00:00:28.448 -- 00:00:33.494 Joining me today are Rohit Gupta, President and Chief Executive Officer, and Dean 00:00:33.494 -- 00:00:37.358 Mitchell, Chief Financial Officer and Treasurer. 00:00:37.358 -- 00:00:42.124 Rohit will provide an overview of our business, performance, and progress against our 00:00:42.124 -- 00:00:47.329 strategy. Dean will then discuss the details of our quarterly results before turning 00:00:47.329 -- 00:00:50.493 the call back to Rohit for closing remarks. 00:00:50.493 -- 00:00:53.373 We will then take your questions. 00:00:53.373 -- 00:00:57.899 The earnings materials we issued after market closed yesterday contain our financial 00:00:57.899 -- 00:01:02.725 results for the quarter, along with a comprehensive set of financial and operational 00:01:02.725 -- 00:01:08.793 metrics. These are available on the Investor Relations section of our website. 00:01:08.793 -- 00:01:13.679 Today's call is being recorded and will include the use of forward-looking statements. 00:01:13.679 -- 00:01:18.745 These statements are based on current assumptions, estimates, expectations...