Eml Payments Ltd Ord (EMCHF) Q4 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.233 Thank you for standing by and welcome to EML Payments Limited Full Year 00:00:05.233 -- 00:00:10.255 2026 Results Briefing. All participants are in a listen-only mode. 00:00:10.255 -- 00:00:14.397 There will be a presentation followed by a question and answer session. 00:00:14.397 -- 00:00:19.459 If you wish to ask a question, you will need to press the star key followed by the 00:00:19.459 -- 00:00:24.601 number one on your telephone keypad. I would now like to hand the conference over to 00:00:24.601 -- 00:00:30.003 Mr. Anthony Hines, Executive Chairman. Please go ahead. 00:00:30.240 -- 00:00:32.261 Thank you moderator and good morning everyone. 00:00:32.261 -- 00:00:37.362 Welcome to the EML Payments Ltd FY26 Results Telecall. 00:00:37.583 -- 00:00:39.484 As stated, I'm Anthony Hines, Executive Chairman. 00:00:39.484 -- 00:00:44.066 It's great to be here with Stuart Willow, CFO, to report our results to FY26 and provide 00:00:44.066 -- 00:00:47.507 an update on EML 2.0 progress. 00:00:47.507 -- 00:00:50.628 Following our presentation, we'll open the call to questions. 00:00:50.628 -- 00:00:54.710 I refer you first to the ASX announcements which were issued by EML Payments Ltd this 00:00:54.710 -- 00:00:58.931 morning, which form the basis for this call. 00:01:00.038 -- 00:01:03.280 If we can move to slide 4 please, Moderator. 00:01:03.280 -- 00:01:07.863 It's been an incredibly busy and important 12 months at EML as we pass the halfway point 00:01:07.863 -- 00:01:13.066 of EML 2.0, a transformation strategy we presented to shareholders and the investment 00:01:13.066 -- 00:01:16.827 community in November 2024. 00:01:17.028 -- 00:01:19.149 As always, I'm going to be upfront with you all. 00:01:19.149 -- 00:01:23.132 Our financial...