Eml Payments Ltd Ord (EMCHF) Q4 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Thank you for standing by and welcome to EML Payments Limited Full Year 2026 Results Briefing. All participants are in a listen-only mode. There will be a presentation followed by a question and answer session. If you wish to ask a question, you will need to press the star key followed by the number one on your telephone keypad. I would now like to hand the conference over to Mr. Anthony Hines, Executive Chairman. Please go ahead. Thank you moderator and good morning everyone. Welcome to the EML Payments Ltd FY26 Results Telecall. As stated, I'm Anthony Hines, Executive Chairman. It's great to be here with Stuart Willow, CFO, to report our results to FY26 and provide an update on EML 2.0 progress. Following our presentation, we'll open the call to questions. I refer you first to the ASX announcements which were issued by EML Payments Ltd this morning, which form the basis for this call. If we can move to slide 4 please, Moderator. It's been an incredibly busy and important 12 months at EML as we pass the halfway point of EML 2.0, a transformation strategy we presented to shareholders and the investment community in November 2024. As always, I'm going to be upfront with you all. Our financial performance this year didn't meet our expectations for a bunch of reasons, but thematically, Onboarding of new customers, enough new revenues, was solid and we could have anticipated, and we had softer trading in parts of Northern Hemisphere in the second half. I'll unpack those drivers shortly. That said, let me be equally clear on this point. EML is a much stronger business today than it was a year ago, and that is down to the dedication and execution of our teams. The sheer volume of things and the size of some that we've had to deal with, including the ones I believe nobody c...