Elevance Health, Inc. (ELV) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.397 Good morning and welcome to Elevance Health's second quarter 2025 earnings conference 00:00:04.397 -- 00:00:08.843 call. My name is Nathan Rich, Vice President of Investor Relations. 00:00:08.843 -- 00:00:13.910 With us this morning on the earnings call are Gail Boudreau, President and CEO, Mark 00:00:13.910 -- 00:00:19.057 Kay, our CFO, Pete Haitayan, President of Carillon, Morgan Kendrick, 00:00:19.057 -- 00:00:23.583 President of our commercial health benefits business, and Felicia Norwood, President 00:00:23.583 -- 00:00:25.847 of our government health benefits business. 00:00:25.847 -- 00:00:29.512 Gail will begin the call with a discussion of our second quarter performance and revised 00:00:29.512 -- 00:00:33.687 outlook as well as the progress we've made against our strategic initiative. 00:00:33.687 -- 00:00:37.633 Mark will then discuss our financial results and outlook in greater detail. 00:00:37.633 -- 00:00:41.399 After our prepared remarks, the team will be available for Q&A. 00:00:41.399 -- 00:00:44.844 During the call, we will reference certain non-GAAP measures. 00:00:44.844 -- 00:00:50.112 Reconciliations of these non-GAAP measures to the most directly comparable GAAP measures 00:00:50.112 -- 00:00:53.694 are available on our website, ElevanceHealth.com. 00:00:53.858 -- 00:00:57.085 We will also be making forward-looking statements on this call. 00:00:57.085 -- 00:01:01.609 Listeners are cautioned that these statements are subject to certain risks and uncertainties, 00:01:01.609 -- 00:01:06.773 many of which are difficult to predict and generally beyond the control of Elevance Health. 00:01:06.773 -- 00:01:11.097 These risks and uncertainties may cause actual results to differ materially from our 00:01:11.097 -- 00...