East West Bancorp, Inc. (EWBC) Q4 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.336 Good day and welcome to the East West Bancorp's fourth quarter 2025 earnings call. 00:00:05.336 -- 00:00:07.658 All participants will be in a listen-only mode. 00:00:07.658 -- 00:00:11.222 Should you need assistance, please single a conference specialist by pressing the star 00:00:11.222 -- 00:00:15.946 key followed by zero. After today's presentation, there will be an opportunity to ask 00:00:15.946 -- 00:00:20.751 questions. To ask a question, you may press star, then one on a touch-tone phone. 00:00:20.751 -- 00:00:23.774 To withdraw your question, please press star, then two. 00:00:23.774 -- 00:00:26.660 Please note, this event is being recorded. 00:00:26.660 -- 00:00:30.205 I would now like to turn the conference over to Adrienne Atkinson, Director of Investor 00:00:30.205 -- 00:00:32.568 Relations. Please go ahead. 00:00:32.568 -- 00:00:37.195 Thank you, Operator. Good afternoon, and thank you, everyone, for joining us to review 00:00:37.195 -- 00:00:42.542 EastWest Bancorp's fourth quarter and full year 2025 financial results. 00:00:42.542 -- 00:00:48.350 With me are Dominic Ng, Chairman and Chief Executive Officer, Christelle Morrell-Niles, 00:00:48.350 -- 00:00:52.867 Chief Financial Officer, and Irene Oh, our Chief Risk Officer. 00:00:52.867 -- 00:00:57.173 This call is being recorded and will be available for replay on our investor relations 00:00:57.173 -- 00:01:02.141 website. The slide deck reference during this call is available on our investor relations 00:01:02.141 -- 00:01:06.848 site. Management may make projections or other forward-looking statements which may differ 00:01:06.848 -- 00:01:11.835 materially from the actual results due to a number of risks and uncertainties. 00:01:11.835 -- 00:01:14.960 Management...