Eagle Financial Services Inc (EFSI) Q1 2026 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:04.815 Thank you for standing by. At this time, I would like to welcome everyone to the EGLE 00:00:04.815 -- 00:00:08.118 Financial Services first quarter earnings call. 00:00:08.118 -- 00:00:12.983 All lines have been placed on mute to prevent any background noise. 00:00:12.983 -- 00:00:17.807 I would now like to turn the call over to Nicholas Smith, Deputy CFO. 00:00:17.807 -- 00:00:18.548 You may begin. 00:00:18.548 -- 00:00:20.548 Good 00:00:21.070 -- 00:00:26.635 morning. Thank you for joining us for our first quarter earnings conference call. 00:00:26.635 -- 00:00:30.903 Before we begin, Please note that the information provided during this call contains 00:00:30.903 -- 00:00:36.810 forward-looking statements. Actual results may differ materially from those statements. 00:00:36.810 -- 00:00:42.095 Please refer to our most recent form 10-K, our Q1 earnings release, and other filings 00:00:42.095 -- 00:00:46.440 with the SEC for a detailed discussion of risk factors. 00:00:46.440 -- 00:00:50.905 We do not assume any obligation to update any forward-looking statements as a result 00:00:50.905 -- 00:00:54.082 of new information except as required by law. 00:00:54.082 -- 00:00:58.166 Also during the call, we will discuss certain non-GAAP financial measures in reference 00:00:58.166 -- 00:01:00.188 to the company's performance. 00:01:00.188 -- 00:01:04.633 You can see our reconciliation of these measures and GAAP financial measures in the appendix 00:01:04.633 -- 00:01:09.217 to our presentation, which can be found on our investor relations website. 00:01:09.217 -- 00:01:14.583 With us today are our CEO, Brandon Morey, our CFO, Kate Chappell, 00:01:14.583 -- 00:01:17.646 and our Chief Banking Officer, Joseph Trubisch. 00:01:17.646 -- 00:0...