Michael Cooper
Chief Risk Officer, Dream Unlimited Corp
Replay available
DREAM Unlimited Corp. (TSX: DRM) Q3 2025 earnings conference call, held 2025-11-12. Replay captured from the company's public earnings webcast.

Chief Risk Officer, Dream Unlimited Corp
Chief Financial Officer, Dream Unlimited Corp
Analyst, TD Cohen
Analyst, Nick Native Capital Management
Good morning, ladies and gentlemen. Welcome to the Dream Unlimited Corp's third quarter 2025 conference call for Wednesday, November 12, 2025. During this call, management of Dream Unlimited Corp may make statements containing forward-looking information within the meaning of applicable securities legislation. Forward-looking information is based on a number of assumptions and is subject to a number of risks and uncertainties. many of which are beyond Dream Unlimited Corps' control that could cause actual results to differ materially from those that are disclosed in or implied by such forward-looking information. Additional information about these assumptions and risks and uncertainties is contained in Dream Unlimited Corps' filings with securities regulators, including its latest annual information form and MD&A. These filings are also available on Dream Unlimited Corp's website at www.dream.ca. Later in the presentation, we will have a question and answer session. To join the question queue, simply press star followed by the number one on your telephone keypad. Your host for today will be Mr. Michael Cooper, CRO of Dream Unlimited Corp. Mr. Cooper, please go ahead. Thank you very much, Operator, and good morning, everybody. Today I'm here with Megan Peloso, who will provide the CFO update in a few minutes. I wanted to start with a couple of macro comments, and then after Megan, I'll go into some detail about the company. The first comment is, without sort of being partisan, I think it's factual. For the last 10 years, Canada has been going in the wrong direction relatively quickly, and it's really created a lot of damage to the size of the economy, and it's It really has created a lot of issues with just sort of uncontrolled immigration, like being 18% below the tr...