Donegal Group, Inc. (DGICA) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:02.134 Good morning, and thank you for joining us today. 00:00:02.134 -- 00:00:07.400 This morning, Donegal Group issued its second quarter 2025 earnings release outlining 00:00:07.400 -- 00:00:12.086 its results. The release and a supplemental investor presentation are available in the 00:00:12.086 -- 00:00:17.030 investor relations section of Donegal's website at www.donegalgroup.com. 00:00:17.854 -- 00:00:21.999 Please be advised that today's conference was prerecorded and all participants are in 00:00:21.999 -- 00:00:26.665 listen-only mode. Speaking today will be President and Chief Executive Officer Kevin 00:00:26.665 -- 00:00:32.552 Burke, Chief Financial Officer Jeff Miller, Chief Underwriting Officer Jeff Hay, 00:00:32.552 -- 00:00:38.439 Chief Operating Officer Dan Delamater, and Chief Investment Officer Tony Fiazzi. 00:00:38.439 -- 00:00:42.164 Please be aware that statements made during this call that are not historical facts are 00:00:42.164 -- 00:00:46.750 forward-looking statements and necessarily involve risks and uncertainties that could 00:00:46.750 -- 00:00:51.515 cause actual results to vary materially. These factors can be found in Donegal Group's 00:00:51.515 -- 00:00:55.921 filings with the Securities and Exchange Commission, including its annual report on Form 00:00:55.921 -- 00:01:01.470 10-K and quarterly reports on Form 10-Q. The company disclaims any obligation 00:01:01.470 -- 00:01:05.980 to update or publicly announce the results of any revisions that they may make to any 00:01:05.980 -- 00:01:10.250 forward-looking statements to reflect the occurrence of anticipated or unanticipated 00:01:10.250 -- 00:01:14.279 events or circumstances after the date of such statements. 00:01:14.279 -- 00:01:16.965 With that,...