DNB Bank ASA (0O84) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Welcome everyone and good morning. Welcome also to everyone following us on the stream because we are also online with the stream. We need to wait until the right time to start this session and now it's 9.30 and we are ready to present the results for the fourth quarter and for the full year 2025. We see a lot of smiles in the audience. We hope it's because of the dividends. And I will give the floor to our CEO, Kerstin Bråten, and also to our CFO, Rasmus Figgenskau, for the first time on this stage. We will go through the results, and there will be time for questions after, also from the online audience. Please, Kerstin. Thank you so much, Even, and a very warm welcome to all of you, even if it's cold outside, to this presentation of our fourth quarter results, where also I would like to highlight some of the key points for the year 2025 as a whole. I think it surprises no one if I say that these are historic times in terms of uncertainty. But we often say also that uncertainty does not mean that there are not opportunities out there for businesses and across industries. In fact, we almost see the contrary. Uncertain times in a bigger picture does not mean either that we need to forget the little things. And today is an important day for us because of our results, but it was also an important day to pick because it's an important day for a few of our colleagues. And in DNB we like to talk about the importance of people. So first I need to say that we have also invited you to celebrate Even's birthday today. But more importantly, we have invited you to celebrate Stig, our long-term photographer who turns 60 years today. So that is an illustration to the D&B team. In this environment where uncertainty is the new normal, the economy continues to perform well and prove ...