Replay available

Danske Bank A/S (DNSKF) Q4 2025 Earnings Call

Danske Bank A/S (OTC: DNSKF) Q4 2025 earnings conference call, held 2026-02-05. Replay captured from the company's public earnings webcast.

Thu, February 5, 2026 at 2:30 AMendedReplay
Danske Bank A/S (DNSKF) Q4 2025 Earnings Call

Hosted by

Featured presenters

Claus Inger Jensen

Head of Investor Relations, Danske Bank

Carsten Iris

Chief Executive Officer, Danske Bank

Cecil Hilary

Chief Financial Officer, Danske Bank

Gulnara Zedkulova

Analyst, Morgan Stanley

Trey Trivastava

Analyst, Citi

Sophie Peterson

Analyst, Goldman Sachs

Mathias Nils

Analyst, Nordea

Martin Gregersberg

Analyst, SEB

Investor webinar replay

Watch the replay and follow the connected company analysis, news, and investor updates for Danske Bank A/s.

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Replay transcript excerpt

WEBVTT 00:00:00.453 -- 00:00:04.839 Good morning everyone. Welcome to the conference call for Danske Bank's financial results 00:00:04.839 -- 00:00:06.822 for 2025. 00:00:06.822 -- 00:00:11.149 My name is Claus Inger Jensen and I am head of Danske Bank's investor relations. 00:00:11.149 -- 00:00:17.138 With me today I have our CEO Carsten Iris and our CFO Cecil Hilary. 00:00:17.138 -- 00:00:22.025 We aim to keep this presentation to around 20 minutes and after the presentation we will 00:00:22.025 -- 00:00:27.031 open up for a Q&A session as usual. Afterwards feel free 00:00:27.031 -- 00:00:32.099 to contact the investor relations department if you have any more questions i will now 00:00:32.099 -- 00:00:37.267 hand over to carsten slide one please thanks house and i would also like to welcome 00:00:37.267 -- 00:00:42.034 you to our conference call where i'm pleased to share the highlights of denske bank's 00:00:42.034 -- 00:00:45.055 financial results for 2025. 00:00:45.920 -- 00:00:51.288 although the geopolitical situation overall continue to be challenging the 00:00:51.288 -- 00:00:56.462 macroeconomic backdrop for our customers and thus our business in the Nordics 00:00:56.462 -- 00:01:01.208 continue to be stable and slightly improving during the year. 00:01:01.208 -- 00:01:06.816 This is clearly reflected in our financial results as 2025 has been a year of 00:01:06.816 -- 00:01:09.960 solid performance for Denske Bank. 00:01:09.960 -- 00:01:14.523 Measured in terms of profit before impairment charges, 2025 00:01:14.545 -- 00:01:18.584 represented the best result ever. 00:01:18.584 -- 00:01:23.552 Net profit for the year came in at $23 billion, equivalent to a robust return on equity 00:01:23.552 -- 00:01:26.653 of 13.3%. The result 00:01:27.077 -- 00:01:32.025...