Danske Bank A/S (DNSKF) Q3 2025 Earnings Call

Investor webinar replay

Watch the replay and follow the connected company analysis, news, and investor updates for Danske Bank A/s.

Watch the replay

Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:04.817 Good morning, everyone. Welcome to the conference call for Danske Bank's financial results 00:00:04.817 -- 00:00:07.821 for the first nine months of 2025. 00:00:07.821 -- 00:00:11.966 My name is Claus Inger Jensen, and I'm head of Danske Bank's investor relations. 00:00:11.966 -- 00:00:17.794 With me today, I have our CEO, Carsten Eris, and our CFO, Cecile Hillary. 00:00:17.794 -- 00:00:21.158 We aim to keep this presentation to around 20 minutes. 00:00:21.158 -- 00:00:25.925 After the presentation, we will open up for a Q&A session as usual. 00:00:25.925 -- 00:00:30.852 Afterwards, feel free to contact the investor relations department if you have any more 00:00:30.852 -- 00:00:33.856 questions. I will now hand over to Carsten. 00:00:33.856 -- 00:00:35.839 Slide one, please. 00:00:35.839 -- 00:00:39.244 Thanks, Klaus. And I would also like to welcome you to our conference call, where I'm 00:00:39.244 -- 00:00:43.009 pleased to share the highlights of Danske Bank's financial results for the first nine 00:00:43.009 -- 00:00:45.570 months of 2025. 00:00:46.117 -- 00:00:51.448 This period saw solid financial performance rooted in our strategic priorities as outlined 00:00:51.448 -- 00:00:54.470 in our 428 strategy. 00:00:54.494 -- 00:00:59.860 Net profit for the first nine months came in at 16.7 billion, 00:00:59.984 -- 00:01:03.768 equivalent to a return on equity of 12.9% 00:01:04.714 -- 00:01:09.780 for the first nine months and 12.6% for the third quarter. 00:01:10.028 -- 00:01:15.136 On the macroeconomic front, the Nordic region shows promising growth, aligning closely 00:01:15.136 -- 00:01:20.323 with structural rates, and despite some downward revisions of GDP growth for Denmark, 00:01:20.323 -- 00:01:23.708 the economy remains...