CVB Financial Corporation (CVBF) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

over to your host for today's call, Alan Nicholson, Executive Vice President and Chief Financial Officer. You may proceed. Thank you, Cherie, and good morning, everyone. Thank you for joining us today to review our financial results for the fourth quarter of 2025. Joining me this morning is Dave Brager, President and Chief Executive Officer. Our comments today will refer to the financial information that was included in the earnings announcement released yesterday and To obtain a copy, please visit our website at www.cbbank.com and click on the Investors tab. The speakers on this call claim the protection of the safe harbor provisions contained in the Private Securities Litigation Reform Act of 1995. For a more complete discussion of the risks and uncertainties that may cause actual results to differ materially from our forward-looking statements, please see the company's annual report on Form 10-K, for the year ended December 31st, 2024. And in particular, the information set forth in item 1A, risk factors therein. For a more complete version of the company's safe harbor disclosure, please see the company's earnings release issued in connection with this call. I'll now turn the call over to Dave Breger. Dave? Thank you, Alan. Good morning, everyone. For the fourth quarter of 2025, we reported net earnings of $55 million, or 40 cents per share, representing our 195th consecutive quarter of profitability, which equates to more than 48 years. We previously declared a 20 cents per share dividend for the fourth quarter of 2025, representing our 145th consecutive quarter of paying a cash dividend to our shareholders. We produced a return on average tangible common equity of 14.4% and a return on average assets of 1.40% for the fourth quarter of 2025. Our net earnings of $...