Credit Agricole Sa (CRARF) Q4 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:01.246 -- 00:00:03.509 Good morning, this is the conference operator. 00:00:03.509 -- 00:00:09.116 Welcome and thank you for joining the Crédit Agricole fourth quarter and full year 2025 00:00:09.116 -- 00:00:14.263 results conference call. As a reminder, all participants are in listen-only mode. 00:00:14.263 -- 00:00:18.649 After the presentation, there will be an opportunity to ask questions by pressing star 00:00:18.649 -- 00:00:23.075 and one on your telephone. Should anyone need assistance during the conference call, 00:00:23.075 -- 00:00:27.801 they may signal an operator by pressing star and zero on their telephone. 00:00:27.801 -- 00:00:32.931 Today's speakers will be Miss Clotilde Langevin, Deputy General Manager of Crédit 00:00:32.931 -- 00:00:38.916 Agricole, and Mr. Olivier Cavalda, Chief Executive Officer of Crédit Agricole. 00:00:38.916 -- 00:00:42.380 At this time, I would like to turn the conference over to Mr. 00:00:42.380 -- 00:00:45.983 Cavalda. Please go ahead, sir. 00:00:45.983 -- 00:00:51.068 Thank you. Good morning, everyone. It's a pleasure for me to share with you the strong 00:00:51.068 -- 00:00:55.592 results published this morning by Canada Equality 00:00:55.592 -- 00:00:59.684 that Clotilde will describe extensively in a few minutes. 00:00:59.684 -- 00:01:05.231 Before that, let me start with a brief introduction and highlight the key commercial 00:01:05.231 -- 00:01:11.856 and financial figures, as well as give you an outlook for 2026. 00:01:11.999 -- 00:01:18.287 On this slide, once again, and despite the uncertainties and erratic events in 2025, 00:01:18.287 -- 00:01:22.532 Sanitario Colese is posting high results for 2025, 00:01:22.532 -- 00:01:26.661 reaching again a level above and 00:01:26.661 -- 00:01:32.389 this perf...