Credicorp Ltd. (BAP) Q4 2025 Earnings Call

Investor webinar replay

Watch the replay and follow the connected company analysis, news, and investor updates for Credicorp Ltd..

Watch the replay

Replay transcript excerpt

WEBVTT 00:00:00.537 -- 00:00:05.081 Good morning, everyone. I would like to welcome you to the Credit Core Limited fourth 00:00:05.081 -- 00:00:08.544 quarter 2025 conference call. 00:00:08.544 -- 00:00:13.168 A slide presentation will accompany today's webcast, which is available in the investor 00:00:13.168 -- 00:00:16.351 section of Credit Core's website. 00:00:16.351 -- 00:00:19.153 Today's conference call is being recorded. 00:00:19.153 -- 00:00:23.116 As a reminder, all participants will be in listen-only mode. 00:00:23.116 -- 00:00:27.140 There will be an opportunity for you to ask questions at the end of today's presentation. 00:00:27.140 -- 00:00:32.217 If you would like to ask a question, please signal by pressing star 1 00:00:32.217 -- 00:00:34.460 on your telephone keypad. 00:00:34.460 -- 00:00:38.966 If you have connected to the call using the HD web phone on your computer, please use 00:00:38.966 -- 00:00:41.930 the keypad on your computer screen. 00:00:41.930 -- 00:00:46.276 If you are using a speaker phone, please make sure your mute function is turned off to 00:00:46.276 -- 00:00:49.320 allow your signal to reach our equipment. 00:00:49.320 -- 00:00:55.167 Now, it is my pleasure to turn the conference over to Credit Corp's IRO, Milagro Siguenas. 00:00:55.167 -- 00:00:55.908 You may begin. 00:00:55.908 -- 00:00:57.908 Thank 00:00:57.971 -- 00:01:02.520 you, and good morning, everyone. Speaking on today's call will be Gianfranco Ferrari, 00:01:02.520 -- 00:01:08.029 our Chief Executive Officer, and Alejandro Perez Reyes, our Chief Financial Officer. 00:01:08.029 -- 00:01:13.117 Participating in the Q&A session will also be Francesca Rappo, Chief Innovation Officer, 00:01:13.117 -- 00:01:18.325 Cesar Rios, Chief Risk Officer, Eduardo Montero, Head of In...