Crawford & Company (CRD.A) Q4 2024 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:03.857 Good morning. My name is Sylvie, and I will be your conference solicitor today. 00:00:03.857 -- 00:00:08.564 At this time, I would like to welcome everyone to the Crawford & Company 4th Quarter 00:00:08.564 -- 00:00:12.891 and Full Year 2024 Earnings Release Conference Call. 00:00:12.891 -- 00:00:18.299 In conjunction with this call, a supplementary financial presentation is available 00:00:18.299 -- 00:00:21.561 on our website at www.crawco.com 00:00:22.926 -- 00:00:25.811 under the Investor Relations section. 00:00:25.811 -- 00:00:28.887 All lines have been placed on mute to prevent any background noise. 00:00:28.887 -- 00:00:32.472 After the speaker's remarks, there will be a question and answer session. 00:00:32.472 -- 00:00:37.499 Instructions will follow at that time. Should anyone need assistance at any time 00:00:37.499 -- 00:00:42.486 during the conference, please press star zero for an operator who will assist you. 00:00:42.486 -- 00:00:47.753 As a reminder, today, ladies and gentlemen, this call is being recorded and 00:00:47.753 -- 00:00:53.381 it is March 4th, 2025. I would now like to introduce Tammy Stevenson, 00:00:53.381 -- 00:00:57.426 Crawford & Company's General Counsel. Please go ahead. 00:00:57.426 -- 00:01:01.067 Thank you, Sylvie. Some of the matters to be discussed in this conference call and this 00:01:01.067 -- 00:01:05.031 supplementary financial presentation may include forward-looking statements that involve 00:01:05.031 -- 00:01:07.033 risks and uncertainties. 00:01:07.033 -- 00:01:11.577 These statements may relate to, among other things, our expected future operating results 00:01:11.577 -- 00:01:17.002 and financial condition, our ability to grow our revenues and reduce our operating expenses, 00:0...