CPI Card Group Inc. (PMTS) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.199 you for questions. Please press star followed by the number one on your touchtone 00:00:05.199 -- 00:00:10.907 phone. And now, I would like to turn the call over to Mike Salib, 00:00:10.907 -- 00:00:15.754 CPI's Head of Investor Relations. Sir, please go ahead. 00:00:15.754 -- 00:00:20.141 Thanks, Operator. Welcome to the CPI Card Group Third Quarter 2025 Earnings Webcast and 00:00:20.141 -- 00:00:24.988 Conference Call. Today's date is November 4th, 2025, and on the call today from CPI Card 00:00:24.988 -- 00:00:29.054 Group are John Lowe, President and Chief Executive Officer, and Jeff Hochstadt, Chief 00:00:29.054 -- 00:00:33.170 Financial Officer. Before we begin, I'd like to remind everyone that this call may contain 00:00:33.170 -- 00:00:36.273 forward-looking statements, as they are defined under the Private Securities Litigation 00:00:36.273 -- 00:00:40.737 Reform Act of 1995. These statements are subject to certain risks and uncertainties that 00:00:40.737 -- 00:00:44.000 could cause actual results to differ materially from those expressed in the forward-looking 00:00:44.000 -- 00:00:48.464 statements. For discussion of such risks and uncertainties, please see CPI Card Group's 00:00:48.464 -- 00:00:52.508 most recent filings with the SEC. All forward-looking statements made today reflect our 00:00:52.508 -- 00:00:56.291 current expectations only, and we undertake no obligation to update any statement to 00:00:56.291 -- 00:00:59.110 reflect the events that occur after this call. 00:00:59.110 -- 00:01:02.654 Also, during the course of today's call, the company will be discussing one or more non-GAAP 00:01:02.654 -- 00:01:07.180 financial measures, including but not limited to EBITDA, adjusted EBITDA, adjusted EBITDA 00:01:07...